Terms of Service

1. Service Description

AccountKing provides cloud-based accounting software designed to help small businesses manage their financial records, generate reports, and streamline their bookkeeping processes.

Our services include:

• Automated transaction categorization using artificial intelligence
• Bank account integration and statement processing
• Financial reporting and analytics
• Multi-user collaboration tools
• Data export and backup capabilities

2. User Accounts

Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 18 years old to use our services
• One person may not maintain multiple accounts

Account Responsibilities

• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized access
• You agree to keep your contact information current
• You may not share your account with others

3. Acceptable Use Policy

Permitted Uses

You may use AccountKing for legitimate business accounting and financial management purposes.

Prohibited Uses

4. Subscription and Billing

Subscription Plans

• We offer monthly and annual subscription plans
• All fees are quoted in US dollars unless otherwise specified
• Subscription fees are billed in advance
• We offer a 14-day free trial for new users

Payment Terms

• Payment is due immediately upon subscription activation
• We accept major credit cards and other payment methods
• Failed payments may result in service suspension
• You authorize us to charge your payment method for recurring fees

Cancellation and Refunds

• You may cancel your subscription at any time
• Cancellation takes effect at the end of the current billing period
• No refunds are provided for partial months or unused portions
• We may offer refunds at our discretion for exceptional circumstances

5. Data and Privacy

Your Data

• You retain ownership of all data you input into our system
• You grant us permission to process your data to provide our services
• You are responsible for the accuracy of your data
• You may export your data at any time

Data Security

• We implement industry-standard security measures
• We use encryption to protect data in transit and at rest
• We regularly backup your data to prevent loss
• See our Privacy Policy for detailed information handling practices

6. Intellectual Property

Our Rights

• AccountKing and all related trademarks are owned by us
• The software, design, and content are protected by copyright
• You may not copy, modify, or distribute our intellectual property
• We reserve all rights not expressly granted to you

Your License

• We grant you a limited, non-exclusive license to use our service
• This license is revocable and terminates when your subscription ends
• You may not sublicense or transfer your rights to others

7. Service Availability

Uptime and Maintenance

• We strive to maintain 99.9% uptime for our services
• Scheduled maintenance will be announced in advance
• We may suspend service for emergency maintenance
• We are not liable for service interruptions beyond our control

Service Modifications

• We may modify or discontinue features with notice
• We may add new features or services at any time
• Significant changes will be communicated to users

8. Disclaimers and Limitations

Service Disclaimers

• Our service is provided "as is" without warranties
• We do not guarantee error-free operation
• We are not responsible for data loss due to user error
• Financial decisions based on our reports are your responsibility

Limitation of Liability

• Our liability is limited to the amount you paid for our services
• We are not liable for indirect, incidental, or consequential damages
• We are not responsible for third-party integrations or services
• Time limits may apply to claims against us

9. Termination

Termination by You

• You may terminate your account at any time
• Termination does not entitle you to a refund
• You should export your data before termination

Termination by Us

• We may terminate accounts for violations of these terms
• We may suspend accounts for non-payment
• We will provide reasonable notice when possible
• We may delete account data after termination

10. Legal Terms

Governing Law

These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

Dispute Resolution

• Disputes will be resolved through binding arbitration
• Arbitration will be conducted under AAA rules
• You waive the right to participate in class actions
• Small claims court remains available for qualifying disputes

General Provisions

• If any provision is invalid, the remainder remains in effect
• Our failure to enforce terms does not waive our rights
• These terms constitute the entire agreement between us
• We may assign our rights and obligations to others

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Material changes will be communicated to users via email or in-app notification.

Your continued use of our services after changes constitutes acceptance of the modified terms.

12. Contact Information